Conditions for obtaining our various SONAO offers

Option 1: Philanthropic Donation Offer

👉 This is free assistance, with no commercial compensation (otherwise, it’s no longer a donation, but a disguised transaction).

Key conditions:

– Truly gratuitous: no interest, no reimbursement, no hidden fees.

– In the case of a deceased philanthropist: the costs associated with the procedures necessary to obtain the donation are the beneficiary’s responsibility.

– In the case of a living philanthropist: the costs associated with the procedures required to obtain the donation for the beneficiary are covered by the philanthropist themselves.

– Transparency: the donation is non-refundable and without compensation.

# Eligibility
The following are eligible for this philanthropic aid:

– Families in precarious situations,

– Students requiring financial support for their studies,

– Those involved in social or community projects with a positive impact.

# Procedure
Interested individuals must:

– Complete the application form available on our website: www.sonao.org,

– Provide an application including a valid ID and a brief description of their situation or project,

# Selection Criteria
Beneficiaries are selected based on the following criteria:

Review of the situation or project by an evaluation committee,

Priority given to the most urgent applications or those with the greatest social impact,

In the event of a tie, applications will be decided in order of receipt of complete applications.

– Communication
We would like to point out that this aid is a non-refundable philanthropic donation and is neither a bank loan nor a financial investment. No interest or financial compensation is required from the beneficiary.

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Option 2: Zero-interest philanthropic loan offer

Detailed conditions for obtaining the loan

– Eligible beneficiaries: Anyone aged 18 to 65, regardless of their employment status:

Permanent contract, fixed-term contract, temporary employment, unemployed, or retired.

– Repayment capacity: The beneficiary must demonstrate the ability to repay the borrowed capital within the specified term.

– Repayment term: Flexible, between 1 and 25 years, depending on the type and amount of the loan.

– Loan amount: €1,000 to €800,000

– Project type: Personal, real estate, studies, professional (small projects or personal needs).

– Administrative fees: A few lower fees are payable by the beneficiary to obtain the zero-interest philanthropic loan offer.

– Guarantee or surety: May be required depending on the amount or type of loan.

Types of loans available

– Zero-interest personal loan: For various personal needs (equipment, health, travel, etc.).

– Zero-interest real estate loan: For the purchase, construction, or renovation of a primary residence.

– Zero-interest student loan: To finance higher education or professional training.

– Zero-interest business loan: For entrepreneurs with small projects or cash flow needs.

– Zero-interest equipment or cash flow loan: For the purchase of professional equipment or one-off cash flow needs.

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Option 3: Non-repayable philanthropic loan offer

Detailed eligibility criteria

– Eligible beneficiaries: Entrepreneurs, project leaders with a strong social, economic, or environmental impact

Project must be clearly defined, detailed, and approved by a philanthropic project evaluation committee

– Project leader’s age: 18 to 65 years

– Amount: Unlimited, allocated based on the scope and quality of the project.

– Repayment period: No repayment, non-repayable loan (form of grant/donation).

– Administrative costs: A few less onerous costs are payable by the beneficiary to obtain the non-repayable philanthropic loan offer.

– Beneficiary’s commitment: Must provide regular monitoring of the project’s progress and its impact.

– Validations: Application approved by the committee, with a rigorous analysis of the potential impact.

Types of loans available

– Non-repayable loan for high-impact entrepreneurial projects: Direct financial support without repayment.

– Non-repayable microcredit for social or humanitarian projects: Assistance dedicated to initiatives with a strong social impact.

– Grants in the form of non-repayable loans: Intended for leaders of large, innovative projects with a sustainable impact.

Other offers are still available.

If you are interested, please visit our website at: www.sonao.org, choose your language, then the offer that suits you, fill out the form, and submit it to us.

We look forward to hearing from you.

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Option 4: Offering gifts via a numbered box game

Rules of the Numbered Box Game S1 – S50

# 1. Eligibility
The game is open to any adult residing in Europe. Members of the organization and their relatives are not eligible to participate.

# 2. Principle of the Game

– There are 50 boxes numbered from S1 to S50.

– A total of €1,800,000 is distributed among these boxes.

– Some boxes contain larger sums of money, others smaller amounts.

– Some boxes may also be empty.

# 3. Participation
To participate, each player must:

– Register via the official website www.sonao.org,

– Choose the box number of their choice (subject to availability),
– Confirm their participation in accordance with the instructions provided.

#4. Allocation of Prizes

– The player discovers the contents of the box they have chosen.

– The amount won corresponds exclusively to the contents of the selected box.

– The total distribution of the €1,800,000 is guaranteed, but the distribution between boxes is variable.

#5. Transparency and Fairness

– The distribution of the amounts is predefined and kept under the control of the organizer.

– Each player’s chances depend solely on chance and the choice of box.

– The results are final and cannot be disputed.

6. Communication
👉 This game is a promotional and fun operation, based on chance and luck!
It in no way constitutes credit, a loan, or a promise of guaranteed income.